| Click to Post a New Message!
Page [ 1 ] |
|
|
|
TODAYS-SEAT TIME
Joel, have no idea about your area but here temporary signs that you push into the dirt are used by many contractors. They are the kind so properly with real estate agents. If you shop around they do not cost much and look very good. You need a phone number on them very easy to remember. Depending on your phone company you can ask for such as 1234 or numbers to spell "dirt". Either helps. kt
|
|
 Add Photo
Bookmarks: |
|
| |
|
TODAYS-SEAT TIME
Joel, a sign easy to see, with a simple business name and phone number is good for people driving buy. Work on the phone number; make it easy to remember if at all possible. If the numbers a person needs to remember spell something that relates to your business name or the type of work it really helps. Tractor Point's name is a good example. Do not miss your area code in the spelling possibility. For an example and, my accountant's fax number is "4355" but I remember it for it spells the devil's home. I told him he should use that as part of his advertising which he has more class than to. My suggestion: "have problems with the IRS; fax your papers to he_ _! Never can remember his phone number.  kt
Joel, you may wish to start a new thread on this. There are guys here who can give you much better advice.
|
|
Add Photo
Bookmarks: |
|
| |
|
TODAYS-SEAT TIME
EW, it has been a few years since I sold P&C insurance and parts of it can and do vary from insurance company to company and also from state to state.
As to insurance and license anyone needs to check with their own company and local government. There seems to be two mind sets on insurance, those companies who treat everyone the same thus if you have a tractor you are a true commerical business with cost as high as EW is qouting and up. Then you normally find one or two in a state that looks at the small operator (read this to mean your own farming operation) totally different and will consider and insure the small operation that does "custom" work for hire.
Normally the lowest price way to go for such if possible is as an extra coverage on your auto or homeowners. Again, not all companies offer the same in coverage.
Joel since I should have thought to tell you the need of insurance I will also expand and tell you the need of good records for TAXES. It would be good to talk with an accountant on this BEFORE you get into it.
Back to what Ole Jeff old boy brought up, you may want to look into a Limited Liability Company (LLC) or such to own the equipement, the business and such to help protect yourself just in case of law suit. That really does vary from state to state. This could affect your taxes also.
Again, it has been a few years since I dealt with commercial property insurance but the individual owner operator often is considered a lower risk and thus cost than the guy even as EW who owns a good bit of equipment and who uses employees. If you are legally able to be considered as farm operation that was the lowest cost way to go. Oh, you should ask if you need workers comp coverage. You could find if you do work for a General Contractor of Government Agency or large corporation they require it or their Workers' Comp company does. This can be right expensive. If you are working for the individual dought this would ever come up.
Many like to print on business cards or letter heard something along the line of "Insured and Bonded". Ask an attorney, but to me that is inviting lawsuits as they will think they are not suing you but some big bad insurance company. While the company may pay, your risk sure did change. If you have such coverage, keep copy of a certificate of the coverage with contact info to give when the bid is accepted. BTW, the ones I found who did print such on there often DID NOT have those coverages. kt
|
|
Add Photo
Bookmarks: |
|
| |
|
TODAYS-SEAT TIME
Joel, if you have a place that rents similar equipment get their rate and realize you will be suppling operator and fuel. No disagreement with any caution given and especially with the quality of those giving them. Many people make money doing custon tractor work in my world. The more rural the area would think it harder to do so. Then what do I know, I hire custom equipment work every time a combine runs on my place. Keep a business head about it or realize it is a favor. kt
|
|
Add Photo
Bookmarks: |
|
| |
|
Page [ 1 ] | Thread 152722 Filter by Poster:
1 | 3 | 2 | 2 | 4 | 3 | 2 |
|
()
Picture of the Day
DennisCTB
Unanswered Questions
Active Subjects
Hot Topics
Featured Suppliers
|
Gas Generator Weather Protecti
04-22-2008, 16:10 
Digg It 
Del.icio.us